IMC Builder Programs

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At Independent Mortgage Company, we offer unique, highly specialized builder financing programs. Individual attention is paid to homebuilders of all sizes, and loan terms can be adjusted to your specific building requirements. Loan processing and approval can be completed within five days when necessary, a level of service unmatched by any traditional lending source.

Builder Loan Products
IMC's builder-specific loan products include an array of specialized financing options. No minimum or maximum loan amount is required, and an IMC loan specialist will take a personal, hands-on approach to your financing program.

Land Acquisition Loans
The acquisition of approved building lots requires huge outlays of capital. IMC can provide the capital necessary to purchase one lot or entire approved subdivisions.

Site Development Loans
IMC is an experienced land development lender. We can provide the funding necessary to install the public improvements required in a residential housing development including storm sewers, sanitary sewers, utility line roads, curbs, stormwater management, and recreational facilities. In addition, we can provide your local municipality with the financial security necessary to commence improvements, be it bonding, set-a-sides, escrows, or letters of credit.

Construction Loans
IMC finances the bricks and sticks construction of homes. We can finance one house or entire subdivisions, and we fund both pre-sold and speculative homes. Our state-of-the-art loan administration procedures provide fast disbursement of construction draws, thus inspiring timely payment to subcontractors and material suppliers.

Bridge Loans
Bridge financing involves a short-term interim loan (typically 30 to 90 days) designed to bridge two points in time. This type of loan will usually bridge the period of time between a matured construction loan and the funding of a permanent loan. A bridge loan can also be used to "jump start" a construction project before the closing of the full construction loan. Traditional lending sources usually shy away from bridge loans as there is usually not a defined source of repayment. IMC, however, has the expertise to fully analyze the repayment risk and provide sound bridge financing.

For more information on Independent Mortgage Company's builder programs or to set up an appointment with an IMC loan specialist, e-mail us today or call 800-220-4040.